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What is Retirement SafeGuard? Retirement SafeGuard is best described as a combination of strategies all designed with the idea of keeping your retirement safe.  As you reach the point of beginning think that you may retire, it is essential to make certain you do not take any unnecessary risks.  Building a retirement and keeping a retirement are not a different as you might think.  Imagine if you had never lost any of your 401k or IRA over the past 15 years.  Imagine building a retirement that's both safe and consistent, guaranteeing you a reliable income when you decide to stop working.  This can be accomplished.  Safety and protection can be, should be a part of your planning as you head into your retirement years.