Looking for a tax free retirement?
Roth Blueprint is a specialized software platform designed to help individuals and financial professionals create optimized Roth IRA conversion strategies by modeling multi-year conversion scenarios, illustrating potential lifetime tax savings, and identifying how much to convert each year without unnecessarily increasing current tax brackets. The tool allows users to input financial data to generate customized projections and visualizations that clarify the long-term benefits of converting traditional retirement assets to tax-free Roth accounts, including impacts on RMDs, Medicare surcharges, and inheritance planning. While it provides educational and illustrative output rather than individualized tax advice, it aims to simplify complex Roth conversion decisions and support clearer retirement planning discussions. (rothblueprint.com)
Why Roth?
A Roth conversion allows individuals to shift money into a tax-free environment, potentially lowering lifetime taxes and creating more flexibility in retirement. By paying taxes at today’s rates, future growth and qualified withdrawals can be tax-free, helping manage required minimum distributions, control tax brackets, and support more predictable retirement income planning.
A Roth conversion is often simpler than most people expect. In many cases, it involves opening a Roth IRA, completing a short transfer form, and moving funds directly from a traditional IRA into the Roth account. This can be done at your own pace. With guidance from our financial professional to determine the right amount and timing, you control the process.
Roth Conversion
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Tax Free Income in Retirement
A Roth conversion creates a tax-free retirement by paying taxes once—on your terms—so your money can grow and be withdrawn 100% tax-free for the rest of your life.
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Greater Tax Control and Flexability
A Roth conversion gives you greater tax control and flexibility by letting you choose when to pay taxes—so your retirement income can be taken tax-free without pushing you into higher tax brackets later.
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Improved Legacy Planning
A Roth conversion improves legacy planning by turning taxable retirement dollars into tax-free assets your heirs can inherit and withdraw with far less tax impact.